PAKISTAN: MUSLIMS ATTACK 110 HOMES OF CHRISTIANS

Beating of field worker leads to hatchet attack on his family, then on all village Christians.

LAHORE, Pakistan, July 3 (Compass Direct News) – After a Muslim beat a Christian field worker for asking him to let him pass on Tuesday (June 30), a cleric in a village near here used a mosque loudspeaker to announce a call to attack Christians that resulted in more than 500 Muslims ransacking and looting at least 110 houses.

With the mosque falsely broadcasting the accusation that the Christian had blasphemed Islam, the Muslim recruits rampaged through Kasur district’s Bahmaniwala village, breaking down gates, wrecking and plundering homes and in some cases beating Christian women. They set various items ablaze including vehicles, though Compass found fire damage to homes was minimal.

“We don’t even have potable water, as they have damaged the turbine,” villager Zareena Bibi told Compass. “We knew about the incident, but could never imagine that they would wreak such devastation. They have not spared a single house here.”

Outraged that the lower-class Christian field worker on his tractor had asked the Muslim to move out of his way, 15 to 20 Muslims had previously mounted a hatchet attack on the family of the field worker, 37-year-old Sardar Masih, wounding his brother’s head, family members told Compass.

Masih told Compass that after his family members had sought treatment at a local hospital – where medical staff members denied them local anesthesia for their stitches because they were Christians – they learned that a call to gather had been issued from a local mosque regarding the altercation.

“We were told that in that meeting they decided to blame Christians for blasphemy of their Islamic religion,” Masih told Compass. The Muslims in the meeting, he added, then schemed with Muslim cleric Muhammad Latif of Maanwala, who appealed from the mosque loudspeaker for villagers to gather to “teach Christians an exemplary lesson.”

Latif, who heads a vigilante group called Sunni Force, also managed to recruit Muslims from other hamlets, Masih said. Soon the number of Muslims swelled to 500 to 800, according to the eyewitnesses.

The ensuing attack began with the breaking of electricity meters at 110 homes, cutting their power, area Christians said.

Damages and Threats

Masih told Compass the triggering incident began when he and his 10-year-old son, Waqas Masih, were returning from the fields on a tractor at 7 p.m.

“When we entered the village, Muhammad Hussein and his nephew had parked their motorbike in the middle of the road,” Masih said. “I requested them to get it aside, and Hussein said that he did not know how a ‘sweeper’ [chuhra, a derogatory term designating lower-class Christians] could order him. I was with my son, and I only requested them to let us go as we are getting late.”

He said Hussein was drunk from a nearby wedding celebration.

“I only made the request, and then they got up on the tractor and dragged me down and began beating me,” Masih said. “Then my son ran home and told my family members.”

Masih’s brother, 32-year-old Ashraf Masih, told Compass that he was at home when Waqat arrived out of breath saying that two men were beating his father. Ashraf Masih and brothers Mushtaq Masih, 35, Tariq Masih, 25, and Shahbaz Masih, along with their cousins Shafiq and Vikram Masih and 65-year-old father Chanan Masih, rushed to the site. By the time they arrived, Ashraf Masih said, a large crowd had gathered, but they were only exchanging harsh words and the conflict was cooling down.

“I told Muhammad Hussein that whoever he is, he has no right to lord it over them,” Ashraf Masih told Compass, adding that as they were leaving Hussein asked how could chuhras talk to them that way.

After the brief encounter, Ashraf Masih said, they went home back, not knowing that Hussein and his cohorts were planning to attack them. After half an hour, he said, Hussein and 15 to 20 other men armed with sticks and hatchets launched their assault on their house.

“They broke the door and smaller walls, and they beat my father, my mother and paternal uncle,” he said.

An assailant delivered a blow with hatchet to the head of his brother Mushtaq Masih, Ashraf Masih said, and blood gushed out. Other brothers also received hatchet wounds.

“When we realized that our life was in danger, we recklessly fought and made them flee,” he said. “Three of their men were also injured, but I don’t know their names.”

Afterward village official Muhammad Shafiq went to the family and warned them not to go to police, he said.

“We followed his advice, but he cheated on us,” Ashraf Masih said. “He took the Muslim party to the police station, where they got an FIR [First Information Report] registered, and then Shafiq and Manawala Deputy Mayor [Zulfiqar Ali] Bhutto took them to a hospital to get a medico-legal report.”

The family learned 90 minutes after the altercation that the Muslim assailants had gone to the police station, he said.

“Then we also rushed to the Sadar police station, but the police told us that an FIR had already been registered of the incident so they could not write another report,” Ashraf Masih said. “Then we went to Kasur Civil Hospital to obtain medical treatment, but when we entered the hospital they were already sitting there, and with them were Muhammad Shafiq and Dr. Bhutto.”

The injured Masih family members were shocked, he said, to learn that Shafiq had brought the assailants to the hospital but had told them not to go to the police station or the hospital for treatment.

After waiting for hours for medical treatment with no one paying them any attention, he said, at 5 a.m. their wounds were stitched without local anesthesia.

“The medical staff treated us like animals, and even made us sit outside all night,” Ashraf Masih said.

After the received basic first-aid treatment, Ashraf Masih said, his brother Sardar Masih suggested that they not go home for a few days, as the police had filed the Muslim assailants’ FIR. “Only our women were at home when our house was attacked the next day,” he said.

In spite of the assault on the family the day of the triggering incident, local Christians said no one foresaw the attack on the community on Wednesday (July 1).

“We thought that it was just an ordinary clash and would settle down with the passage of time, but they not only came back and attacked us, they then did havoc to all Christian families,” said Chanan Masih, the brothers’ father, adding that there was no justification for the attack on all the Christian villagers. “We used to visit their houses and even respected their Muslim call to prayer.”

On that day most of the men were away harvesting crops and others had gone to the Lahore Vegetable Market to sell them, while still others were busy getting Christians bailed out in the case filed against them. Area Christians said that most of their homes were therefore defenseless.

The Muslim mobs entered homes where mostly women and children were present and in some instances beat the women, local Christians said. In other instances, they said, women ran up to their roofs or to nearby fields and hid themselves to save their honor and lives.

“In one sad instance, a young girl who was taking bath got so nervous that she ran to the fields stark naked,” said one local Christian. “Such was the perilous state after 15 to 20 men entered each Christian house after breaking down gates.”

Throughout the violence that began about 7:30 p.m. and lasted two hours, area Christians said, the assailants threatened to throw all Christians out of the village.

Local resident Zareena Bibi told Compass that the looters stole from her son, Vikram Bashir, money from recent crop sales – 200,000 rupees (US$2,470) – along with 70,000 rupees (US$865) in cash gathered at his marriage the previous week. The attackers also stole a gold ornament from his bride worth 30,000 rupees (US$370).

Naseem Masih told Compass that her family had gold and more than 200,000 rupees looted. Amid broken glass, she pointed toward damages to two doors, a window grill, a fan, crockery and kitchen utensils that could no longer be used. Her mother-in-law said that they made her remove her gold earrings.

“My son got married only three months ago,” said one area Christian. “They took out new clothes from trunks and threw them on the floor so that they may not remain useful. They also gathered such articles and put them on fire. They were shouting that they would throw out these ‘sweepers’ from here.”

Sardar Masih said that his family’s house was especially hard-hit during the violence and looting. The attackers not only damaged his tractor, he said, but they put sandy soil in its engine that rendered it nonfunctional. The tractor was the main source of income for the family, he added, and without it they were left virtually unemployed.

“They have tried to make us completely poor and without any home,” he said.

Expel and Ostracize

Similarly, Naseem Masih told Compass that the assailants had burned their 10 donkey carts. And a few area Christians also reported that some families had been deprived of the dowries they had accumulated over the years for their daughters yet to be given in marriage.

Local resident Allah Ditta told Compass that he had gone to Lahore Market to sell crops.

“We were informed over the phone that Muslims had attacked us,” he said, adding that the assailants beat his wife and children and also looted 100,000 rupees (US$1,235) from his home.

Local Christians said that on Wednesday (July 1), at about 2 p.m. several young Muslims gathered and began chanting slogans calling for the expulsion of Christians, saying, “We will not let them live here.” By 2:30 p.m., the area mosque was announcing that no shop should provide anything to Christians and that they should totally ostracize them.

“This announcement was made by Maulvi Latif,” one Christian said. Maulvi is an honorific referring to an expert in Islamic law.

Another Christian said that Latif had twice before created problems for Christians, though on a smaller scale. Area Christians and Muslims have lived next to each other peaceably for more than a century and had good relations, village Christians said.

“There has never been any such incident before,” said one Christian.

When Compass entered the village and asked about the conflicts this week, Muslims claimed complete ignorance of them.

Talks and Restoration

The Community Development Initiative (CDI) advocacy group is facilitating talks between the two sides, though mistrust still runs high in the area, said CDI Research Officer Napoleon Qayyum. He said the CDI requested that Water and Power and Power Development Authority (WAPDA) Managing Director Tahir Basharat Cheema ensure that electricity be restored to the houses of Christians.

After the request, electricity was provisionally restored to several Christian families until new electricity meters are installed, he said, adding that WAPDA has begun installing new electricity meters at no cost as well. Qayyum said that Mushtaq Masih had requested that the CDI take up the case of the brothers, and that the organization would provide legal assistance to others who were injured with the help of the American Center of Law and Justice (ACLJ).

CDI is also providing meals to all 110 families, he said.

“Our partner, ACLJ, is constantly monitoring the situation and is providing its full support in this difficult time,” Qayyum said. Several Christian organizations were visiting the area and providing help to the injured, he said, adding that the only area church building was unaffected by the assault.

Muslim Leaders Appalled

Among Muslim leaders, Pakistan Peoples Party Member of Provincial Assembly (MPA) Chaudhry Ahmed Ali Tohlu told Compass that the culprits must be brought to justice. Tohlu asserted that Muslims would be able to repeat such violence only over his dead body and those of other like-minded Muslim leaders.

“I am born in a Muslim family, but today I am feeling bad because of what my fellow Muslims have done,” he said.

Member of National Assembly Sheikh Wasim of the Pakistan Muslim League-Nawaz said, “Christians are our brothers and sisters, and what has been done to them is very unjust, and being a Muslim I apologize to the Christian community in my capacity.”

Divisional Police Officer Kasur Sultan said the violence “is a shameful incident,” and Union Council Nazim Sardar Fakhir said, “We all are ashamed, and those who instigated the matter should be brought to book.”

Human Rights and Minority Affairs Provincial Minister Kamran Michael said that Chief Minister Shahbaz Sharif had told him over the phone to go to the village and express solidarity with the Christian community. He pledged that all damages would be covered by the government.

“Our religion teaches peace, so we should forgive the culprits, but the government will take action against the culprits,” Michael said.

MPA Joel Amir Sahotra condemned the looting that characterized the attack.

In the aftermath of the violence, police, civil administration, politicians and Christians of the area met, CDI’s Qayyum said, and established a 12-member committee to keep watch and inform authorities of any wrongdoing.

“Till the time things are normalized, anyone found fueling the matter would be punished, and the committee is responsible for informing the police,” he said. “After the meeting, Deputy Mayor Zulfiqar Ali Bhutto and I went together in the mosque and Bhutto made a public announcement on the loudspeaker.”

The deputy mayor announced from the mosque that what took place was shameful and that all the shops must resume selling everything to the Christian community, he said.

Area Christians, however, said they remained fearful of new outbreaks of violence.

Report from Compass Direct News 

Religious freedom survey in Belarus: persecution continues

Belarusian President Aleksandr Lukashenko’s repressive religious policies remain unchanged, Forum 18 News Service finds in its survey analysis of freedom of religion or belief.

“Legal” restrictions include: requiring all religious activity by groups to have state permission, and be limited to one geographical area; barring meetings for worship or other religious activity in private homes that are either regular or large scale; requiring all places of worship to be state-approved; and routinely expelling both Catholic and Protestant foreign religious workers.

As one Belarusian Protestant notes, “They have created conditions so you can’t live by the law. We would need to close half our churches in order to operate technically in accordance with the law.” By reducing religious communities’ aspirations, they are being contained within an invisible ghetto of regulation.

The authorities have crushed independent political, business and social organisations inside the country, and fear the potential of the largest remaining internal group of independent organisations – churches. This fear is reinforced by the fact that a number of key figures in the opposition are also committed Christians.

Report from the Christian Telegraph

CHINA: CHRISTIANS WARY AS RECESSION, UNREST HIT

Beleaguered government officials could view church as threat – or a force for stability.

BEIJING, February 25 (Compass Direct News) – With China’s central government last December issuing a number of secret documents calling on provincial officials to strive to prevent massive unrest in a rapidly collapsing economy, observers are watching for signs of whether authorities will view Christian groups as a threat or a stabilizing influence.

While the Sichuan earthquake last May proved that Christians were willing and able to assist in times of national crisis, raids on house church groups have continued in recent weeks.

The secret reports have come in quick succession. A central government body, the Committee for Social Stability (CSS), issued an internal report on Jan. 2 listing a total of 127,467 serious protests or other incidents across China in 2008, many involving attacks on government buildings or clashes with police and militia.

“Recently every kind of contradiction in society has reached the level of white heat,” the CSS warned in an earlier document issued on Dec. 16.

The document said some officials had “ignored the welfare of the masses … piling up pressure until the situation exploded,” and concluded that, “The relevant Party and State organs must … give daily priority to the task of getting rid of all the maladies which produce social instability and the present crisis.”

On Dec. 10, the Central Committee of the Chinese Communist Party and the National People’s Congress issued an internal document calling on senior provincial officials to make every effort to alleviate social and political problems exacerbated by the current recession.

On Dec. 12, the Ministry of Public Security authorized provincial officials to tighten control of all communications in the sensitive period prior to Chinese New Year, which this year fell on Jan. 25. Fearing turmoil as millions of newly-unemployed factory workers headed home for New Year celebrations, the government cancelled all leave for Public Security Bureau (PSB) officers, placed them on high alert and mobilized an additional 150,000 police and armed militia for the holiday period.

On Dec. 15, the public security ministry issued a further document calling for tightened security at government ministries, military bases, armament stores, state borders, airports and railway stations.

In its Dec. 16 report, the CSS warned that provincial authorities must try to resolve grievances by non-violent means before protestors begin attacking factories and government offices or stealing, looting and burning property.

The scale of demonstrations and riots has already reached frightening proportions. In the Jan. 2 internal assessment leaked in Hong Kong, the CSS said the 127,467 serious incidents across China last year involved participation of around 1 percent of the population. Of these cases, 476 consisted of attacks on government and Party buildings, while 615 involved violent clashes with police and militia, leaving 1,120 police and Party officials and 724 civilians killed or injured.

 

Church as Subversive

Concerned by the growth of unregistered house church groups in an uncertain political and social climate, the Chinese government has ramped up efforts both to identify Christians and to portray Christianity as a subversive foreign force.

Local governments in China last year reported on continued measures to prevent “illegal” religious gatherings and curb other criminalized religious activities, according to reports from the U.S. Congressional Executive Commission on China (CECC) on Dec. 20 and Feb. 2. (See “Tortured Christian Lawyer Arrested as Officials Deny Abuses,” Feb. 11.)

In recent months authorities have quietly gathered data on church growth using surveys at universities and workplaces, and called meetings at various institutions in the capital to discuss the supposed dangers of foreign religious influence. (See “Officials Grapple with Spread of Christianity,” Feb. 4.)

Raids on unregistered church groups have continued in recent weeks, with police perhaps prompted to ensure tighter controls on church activity. On Feb. 11, police arrested two South Korean pastors and more than 60 Chinese house church leaders from four provinces who had gathered for a seminar in Wolong district, Nanyang city, the China Aid Association (CAA) reported. The police also confiscated personal money, cell phones and books, and forced each person to register and pay a fine before releasing some of the elderly leaders.

Authorities held six of the detained leaders for several days but by Sunday (Feb. 22) had released all of them, Compass sources confirmed.

In Shanghai, police and members of the State Administration of Religious Affairs on Feb. 10 ordered Pastor Cui Quan to cancel an annual meeting for house church leaders, and then ordered the owner of the hall used by Cui’s 1,200-member congregation to cease renting it to Cui within 30 days, according to CAA.

Senior staff at Beijing’s Dianli Hospital on Feb. 6 ordered elderly house church pastor Hua Zaichen to leave the premises despite being severely ill, CAA reported. Government officials had refused to allow Hua’s wife, Shuang Shuying, an early release from prison to visit her dying husband unless she agreed to inform on other Christians, according to Hua’s son. After refusing their offer, Shuang was finally able to visit Hua on her release date, Feb. 8; Hua died the following day.

Both Shuang and her husband have suffered years of persecution for their involvement in the house church movement.

On Feb. 4, police seized Christian lawyer and human rights defender Gao Zhisheng from his home in Shaanxi province, CAA reported. At press time his whereabouts were unknown.

While other incidents have gone unreported, house church leaders in northern China told Compass in January that despite tighter restrictions in the current economic and political climate, they were optimistic about the ability of the church to survive and flourish.

 

SIDEBAR

Disenchantment, Dissent Spread Across China

In December, China celebrated the 30th anniversary of Deng Xiaoping’s “open door” economic reform policy, which had led to a high annual growth rate of some 10 percent. While Party leaders publicly congratulated themselves, an internal party document warned that 75 percent of the financial benefits had gone to only 10 percent of the population, mainly high and middle-ranking Party members and some entrepreneurs.

With the growth rate now seriously dented, relations between Party members and the general public were “about to explode,” the document warned.

The document also referred to an “ideological vacuum in Party and state,” a “moral vacuum in upholding regulations,” and a “vacuum in spiritual civilization,” in stark contrast to the moral and spiritual values held by religious groups.

According to the Research Institute of the State Council, urban unemployment among young people had already risen to 10.5 percent by last June. If foreign investors continued to withdraw funds, the institute warned, this figure could rise to 16 percent or higher, sparking more outrage against the government.

Tens of thousands of factories closed down in the first six months of 2008, well before the full impact of the global recession hit China. By November, 10 million migrant workers were unemployed; most recent estimates put the figure at 20 million, and officials admit this figure will reach at least 35 million by the end of 2009.

Vice-Premier Hui Liangyu, responsible for agricultural affairs, warned in a recent report that 30 percent of all villagers have set up peasant organizations to challenge local government officials and crime bosses. Some groups also have plans to launch armed insurgencies and their own peasant governments.

Several million university graduates will also face unemployment this year, potentially lending their voices and leadership skills to mass protest movements.

An increasing number of intellectuals have already signed Charter 08, a petition issued in December calling for multi-party elections, human rights, press freedom and the rule of law.

On Jan. 7, a prominent Chinese lawyer, Yan Yiming, filed an application with the Finance Ministry demanding that it open its 2008 and 2009 budget books to the public. On Jan. 13, more than 20 Chinese intellectuals signed an open letter calling for a boycott of state television news programs because of “systematic bias and brainwashing,” while a Beijing newspaper ran an article arguing that freedom of speech was written into the constitution, The Washington Post reported in late January.

In response, Public Security Minister Meng Jianzhu warned China’s leaders via state media that, “The present situation of maintaining national security and social stability is grave.”

Many analysts agree that the Chinese Communist Party may be facing its greatest challenge to date.

Report from Compass Direct News

EGYPT: THOUSANDS PROTEST, VANDALIZE CHURCH

At least five hurt as rioters stone, burn structure after inauguration of extension.

ISTANBUL, November 26 (Compass Direct News) – Thousands of Muslim protestors on Sunday (Nov. 23) attacked a Coptic church in a suburb of Cairo, Egypt, burning part of it, a nearby shop and two cars and leaving five people injured.

Objecting to a newly constructed extension to the Coptic church of St. Mary and Anba Abraam in Ain Shams, the huge crowd of angry protestors gathered outside the church at around 5 p.m. following a consecration service for the addition earlier that day.

Chanting, “We will demolish the church,” “Islam is the solution” and “No God but Allah,” according to Helmy Guirguis, president of the U.K. Coptic Association, rioters pelted the church with stones and burned part of the structure; priests and worshipers were trapped inside, and five people were injured.

“It was a terrifying moment,” said lawyer Nabil Gobrayel, who was inside the church at the time. “They were shouting ‘holy slogans’ like, ‘We will bring the church down,’, ‘The priest is dead’ and ‘The army of Muhammad is coming.’”

Police slow to arrive were not prepared for the scale of the protest. Angry Muslims swarmed to the area from a two-kilometer radius, and although estimates varied, some suggested as many as 8,000 people gathered.

Rioters’ stones broke the structure’s windows, and a nearby shop and two cars belonging to Christians were set on fire.

Reinforcements for the overwhelmed security forces did not arrive until two hours later and were then engaged in clashes with the mob until the early hours of Monday (Nov. 24) morning.

Armored vehicles brought in riot police, who used tear gas to disperse the crowd while fire services aided their efforts with water cannons.

A United Copts of Great Britain statement suggested that police were slow to arrest perpetrators in the early stages of the demonstration but did eventually detain 41 people around midnight.

Of the 38 Muslims arrested, 30 were quickly released “under the pretext of being minors,” according to the United Copts statement. Three arrested Christians, however, remained in prison without charges.

United Copts also reported that Wael Tahoon, a police officer, was said to be involved in instigating the attacks.

A source told Compass that Pope Shenouda, head of The Holy Synod of the Coptic Orthodox Patriarchate of Alexandria, ordered that prayers at the church site be stopped.

According to Gobrayel, the church will be closed for two months while officials consider its future.

 

Opposition from Outset

The newly constructed extension stands on the site of an old factory that was demolished 18 months ago, when the land was purchased using funds raised by donations from the congregation.

When building began, church members were surprised to find that construction of a mosque also started just across the street.

During construction of the church addition, Muslim radicals insulted and harassed workers, issuing death threats and urinating on the structure’s walls.

At 10 a.m. on Sunday (Nov. 23), the morning of the consecration service, the adjacent mosque began broadcasting verses from the Quran at high volume.

According to witnesses, the imam of the mosque justified the unusual broadcasts by saying that they were in celebration of the Muslim festival of Eid. Christians said this would be highly irregular, however, with area parishioners maintaining it was done to provoke them.

 

Government Role

Church leaders had obtained the necessary permits for building the extension, Coptic leaders said, but protestors said the addition was not licensed for prayer and worship.

Christians have found obtaining church building permits from Egyptian authorities rife with obstacles, with many applications never granted.

“The National Assembly cannot make a decision for 15 years about building projects for churches,” said lawyer Naguib Gobrail. “Every time they say, ‘This session we can discuss this project,’ but the session ends and we see nothing. Everything is only a promise.”

In a recent editorial, Youssef Sidhom, editor-in-chief of Egyptian weekly Watani, addressed the inequality of regulations that govern the building of places of worship.

“It now appears obvious that the government has no intention whatsoever of placing the long-awaited bill for a unified law for building places of worship on its agenda,” he wrote. “For four consecutive rounds [of Parliament], the bill has remained shelved despite the need for it to ward off so called sectarian problems that erupt every so often.”

 

Wedding Violence

Advocacy group Voice of the Copts issued a report on Monday (Nov. 24) that, a day before the attack on St. Mary and Anba Abraam, Muslim radicals ambushed a wedding party at a church just 10 minutes away.

A man and woman interrupted the ceremony shouting obscene remarks, according to Voice of the Copts, and when angered wedding guests ushered them outside, the Copts were set upon by a gang of people waiting in a shop across the road. Two were severely injured.

While Christians account for varying estimates of 10 to 15 percent of Egypt’s population and date back to the first century of the faith, churches are still seen as foreign bodies and, in the words of the Ain Shams rioters, an “infidel’s worship house in an Islamic Land.”  

Report from Compass Direct News

AUSTRALIA: ENVIRONMENTAL CRISIS – Massive Extinction Threat

Australia is facing an environmental crisis with a possible massive extinction threat due largely to human activities. The latest Red List by the International Union for the Conservation of Nature lists 788 plant and animal species as threatened in Australia, including 57 mammals, 44 birds, 38 reptiles and 48 amphibians.

The Tasmanian Devil is one of the most at risk Australian mammals, with a huge fall in numbers because of a deadly facial tumour disease.

The biggest threats to Australian species are introduced species including foxes, feral cats and cane toads.

The Red List has some 16 928 species on a global scale now facing extinction, with 3 246 of those species listed as critically endangered.

BELOW: A report dealing with the Red List

ECONOMIC RECOVERY AROUND THE CORNER

Given the state of the world’s financial situation at the moment you would probably think that there was little hope of a turnaround anytime soon – yet I’m prepared to go out on a limb and say that an economic recovery for Australia is just around the corner.

I’m no economist and I don’t pretend to know a great deal about financial matters on a global scale, yet I do believe that a turnaround is coming reasonably quickly for Australia. I really see no reason for that not happening soon. Sure, things still look pretty grim around the world, but things here really aren’t as bad as elsewhere and the panic in Australia is somewhat ill-founded I believe.

Perhaps a good tip at the moment would be to invest in real estate and the like at the moment – rather than in shares and banks. Banks rip you off anyway! I just won a dispute with a bank over fees and charges after threatening to go to the industry ombudsman (or whoever it might be).

Just some amateur thoughts perhaps …