The New Payments Platform may mean faster transactions, but it won’t be safer

The New Payments Platform could lead to more fraud and abuse.
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Steve Worthington, Swinburne University of Technology

Australians will finally enjoy the ability to send each other money in “real time”, with the launch of the New Payments Platform (NPP) today. The platform is a mixture of new processes for settling transactions between banks, guided by the Reserve Bank of Australia.

But while this may make payments faster, it could also make them less safe.

And data from the United Kingdom’s real-time payments platform, Faster Payments, show the take-up of Australia’s system may not be that strong. Although it was launched 10 years ago, Faster Payments has not yet become the most popular payment method in the UK. The most popular is still the traditional system, which takes three days to clear.

Research into the Faster Payments platform shows it is rife with fraud and scams. Part of the problem in the UK is that banks have trouble identifying potentially fraudulent transactions.

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Australians are now using cards more often than cash to pay for things

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The New Payments Platform will also change how you transfer money. BSB and account numbers will still exist, but individuals and businesses can create other identifiers, called “PayID”. This means mobile numbers or email addresses can also be used as a way to identify yourself, both to pay and be paid by others.

The platform will also remove the delays caused by weekends and public holidays and mean you can make transfers after business hours.

The impetus for a real-time payment platform came from a 2012 review by the Reserve Bank of Australia. It found that Australia’s payment system lagged behind even less developed nations, such as Mexico.

But not all banks have signed on to the new payments platform. Those taking a wait-and-see approach include Bank of Queensland, Suncorp and Rabobank. Even some of the subsidiaries of one of the big four banks, Westpac (such as Bank of Melbourne and St George), will not be involved in the launch of the New Payments Platform.

Fraud and abuse in real time

Before the New Payments Platform, numerous safeguards were built into Australia’s payment system that limited fraud and abuse. For instance, if you were planning to buy a car, you would likely go into your bank and ask for a bank cheque. This cheque would be made out to the name of the dealership or person selling the car.

A number of protections are built in to this system. The money is guaranteed by your bank and will clear within three days once deposited. If someone with a different name tries to deposit the cheque, then the cheque will not be accepted and hence the payment will be revoked.

Under the terms and conditions issued by one of the participating banks, banks are not liable for losses that are a result of you giving the wrong account information. Furthermore, a transfer instruction given by you, once accepted by your bank, is irrevocable.

This also applies if you were fraudulently induced to make a transfer via the New Payments Platform. In this case your bank might be able to help you recover the funds, but the recipient of the funds (potentially a fraudster) will have to consent to repay your funds. So if you have a dispute with a recipient of your funds transfer, you will need to resolve the dispute directly with that person or organisation under the new scheme.

It is likely that similar terms and conditions will apply to all the institutions that are members of the New Payments Platform.

The problem will only get worse as the “cap” on transactions is lifted. This happened in the United Kingdom once the Faster Payments cap was raised to £250,000 in 2015.

According to the managing director of the UK Payment Systems Regulator, Hannah Nixon: “There is no silver bullet for [authorised push payment] scams and some people will still, unfortunately, lose out.” Nixon added that account holders also need to take “an appropriate level of care” in protecting themselves.

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Read more:
Australia may be closer to being a cashless society but it won’t happen by 2020

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The UK experience shows that the New Payment Platform is likely to speed up transactions. It took two years for Faster Payments to pass 500 million transactions, but it sped up and passed 5 billion transactions in just over seven years.

In June 2017, Faster Payments processed 135.7 million payments, which was a 15% increase on the previous June. These payments amounted to a total of £115 billion for that month.

But Faster Payments is still not the biggest payment platform in the United Kingdom. Although we don’t know exactly why, there are many possible reasons – including customers not wanting to switch from something they are used to and a fear of fraud.

It could also be that British financial institutions are not promoting Faster Payments to their customers as they can charge higher fees on the traditional payment platform.

Above all, the big concern is detecting fraudulent activity in real time – something that will concern banks’ risk management and which may have led to some choosing to hang back. Payments on the New Payments Platform may be faster and easier to make, but will they be safer? It could just make fraud faster and easier for fraudsters, and harder to undo for victims.

Steve Worthington, Adjunct Professor, Swinburne University of Technology

This article was originally published on The Conversation. Read the original article.

Tumblr Overtakes Instagram As Fastest-Growing Social Platform, Snapchat Is The Fastest-Growing App

Homosexual activist speaks at ‘Christian’ festival in UK

Leading homosexual activist Peter Tatchell appeared at the Greenbelt festival on 28 August to speak about “the struggle for queer freedom in Africa,” reports Christian Concern for our Nation.

Greenbelt, a controversial ‘Christian’ festival, drew over 21,000 visitors this year. The festival is sponsored by Christian Aid, CMS, the Church Times, the Church Urban Fund and the Mothers Union.

Prior to the weekend, Mr. Tatchell had told Ekklesia that he was “looking forward” to the weekend and that, while not a Christian himself, “we have more in common than divides us”. In his talk he spoke about homosexual rights and the church, and accused the Archbishop of Canterbury, Rowan Williams, of “colluding” with the persecution of homosexuals in Africa.

Anglican Mainstream encouraged people to boycott Greenbelt because of Mr. Tatchell’s presence on the programme. Spokesman Lisa Nolland said that “Greenbelt, ‘the UK’s largest Christian festival’, is sending out a sub-text that is totally at odds with a Christian understanding of sexuality by including Peter Tatchell on its programme.”

“Young people who attend Greenbelt and hear Peter Tatchell are given false assurance that Peter Tatchell is the sort of person they should be listening to. Greenbelt has enough respect for Peter Tatchell as a public figure to place him on the platform …….thus, there is a de facto legitimisation of the plausibility of his views across the board.”

Mr. Tatchell is well known for his view that the age of consent should be lowered to 14 for homosexuals. On his website he states that if children under 14 have consensual sex, and if there is no greater than a three year age differential, there should not be a prosecution.

Mr. Tatchell is also a strong advocate of pornography which he believes is good for people. In his book “Safer Sexy: The Guide to Gay Sex Safely” he writes approvingly of sadomasochism, bondage, infidelity, orgies and public cruising for sex.

On 12 April 1998 Mr. Tatchell was prosecuted for leading an OutRage! protest which disrupted the Easter sermon by the then Archbishop of Canterbury, George Carey, with Mr. Tatchell forcing his way onto the pulpit to denounce what he claimed was George Carey’s opposition to legal equality for homosexuals.

Andrea Minichiello Williams of Christian Concern for our Nation said: "We wholeheartedly support the statements of Lisa Nolland and the brave stand that Anglican Mainstream has taken. We are living in a time when the church at large has been deeply compromised by a failure to stand for the truth of the gospel and has allowed itself to be strongly influenced by current fashionable political trends."

Report from the Christian Telegraph

50 000 Visitors

The Random Thoughts Blog has reached something of a milestone – we have now had 50 000 visitors since we moved to the WordPress.com blogging platform. This isn’t a huge number of visitors when compared/contrasted with other sites, but it is still a big thing for this Blog. I wasn’t sure how many visitors we would get – I certainly wasn’t expecting that many. So thank you to everyone who has ever visited the site – even if you weren’t among our happier site viewers.

To mark this occasion I have changed the appearance of the Blog, to one that I hope is aesthetically more appealing and that will making the reading experience here so much better. The previous red-coloured links were getting to me, so I think this new look improves the reading experience here. Hopefully that proves to be the case. I do prefer the more clean approach to a Blog – much like a magazine or article in a book. It just allows me to enjoy the reading experience without having to struggle to stay focused on what I’m reading.

Anyhow – thanks again – and please come back.

Australia Considers Same-Sex "Marriage"

By Thaddeus M. Baklinski

CANBERRA, November 10, 2009 (LifeSiteNews.com) – As part of its inquiry into the Marriage Amendment Bill the Australian government yesterday heard arguments for and against same-sex “marriage.”

The Australian Green party is pushing for the redefinition of marriage as part of their platform in anticipation of next year’s federal election.

Australian Greens Senator Sarah Hanson-Young asked Prime Minister Kevin Rudd to allow Labor MPs a free parliamentary vote on same-sex “marriage” when it comes before the House. “This is not a gay issue, it’s a human rights issue,” she said

“I’m calling for the prime minister to … grant his members a conscience vote so we can get a true reflection of how the Australian community is feeling,” Hanson-Young told ABC TV this week, adding, “The majority of Australians think people should be able to marry who they want.”

The Sydney Star Observer reports that the Bill has prompted a considerable response from citizens, with the Senate Legal and Constitutional Affairs Committee receiving more than 20,000 submissions in the past two months.

The committee reported on Monday that the submissions ran about two to one against same-sex “marriage.”

“16,752 emails were received against amending the Marriage Act to include same-sex couples, while only 8,666 emails had been received for,” the report stated.

The Australian Family Association’s (AFA) submission reaffirmed that marriage should be reserved as a union between a man and a woman.

“We submit that marriage deliberately identifies and protects a particular type of relationship – the uniquely pro-generative male-female relationship – which carries a unique (and not inconsiderable) significance for both contemporary Australian society, and for the entire human species,” the AFA stated.

The AFA is encouraging Australians to send a strong message to their elected leaders to defend traditional marriage. A petition and contact information is available on the group’s website.

“Without a public ‘uprising’ to defend marriage,” said the group, “it is conceivable that Australia could join other nations (namely Canada, Spain, Belgium and some American states) in legalising same-sex ‘marriage’. We are charged therefore with the serious responsibility of working to retain the definition of marriage as a union between a man and a woman. Now, and over the next year we must garner an increasing mass of people to take a stand for marriage.”

The Senate Legal and Constitutional Affairs Committee is scheduled to publish the results of its inquiry into the Marriage Amendment Bill on November 26, 2009.

This Report from LifeSiteNews.com

www.LifeSiteNews.com

Baby Hit By Train in Melbourne

There was a bizarre incident in Melbourne today when a baby was hit by a train at a railway station. As a mother adjusted her pants, the pram rolled off the station platform and a train passed over the top. Fears were held for the baby, but amazingly the baby escaped with just a slight knock to the head.

Recent Incidents of Persecution

Uttar Pradesh, India, September 29 (CDN) — Hindu extremists chased a pastor into hiding on Sept. 19 in Lucknow. The All India Christian Council (AICC) reported that hardliners from the Rashtriya Swayamsevak Sangh, Vishwa Hindu Parishad ( World Hindu Council or VHP), Bharatiya Janata Party and Bajrang Dal (youth wing of the VHP) accused Pastor Bechu Azah Chhedi of forceful conversions as they arrived in large number at his church in Ramdaspur village and disrupted the worship service. The same group has attacked the pastor three times, reported AICC, and local Christians who found out about the extremists’ plan hid him. The pastor has relocated for safety.

Jammu and Kashmir – Police detained Pastor Salamat Masih and three others on false charges of forceful conversion on Sept. 17 in Hira Nagar. The Global Council of Indian Christians reported that Hindu extremists from the Shiv Sena (Religious Army) beat the pastor and falsely accused him of offering 10,000 rupees (US$207) to each of three converts from Hinduism about to be baptized. Police arrived and took the pastor and the three others to the police station, keeping them in custody for two days as a safety measure; local people incited by the extremists were eager to attack them, reported a source. No case was filed against the pastor after the intervention of local Christian leaders.

Andhra Pradesh – About 10 Hindu extremists on Sept. 13 attacked a worship meeting of Opier Ministries Evangelical Church in Warangal, beating a pastor. The All India Christian Council (AICC) reported that around 1 p.m., the intolerant Hindus barged into the worship service conducted by Pastor Pilly Kumar, verbally abused and beat him, and destroyed a sign board bearing the church’s name. The pastor filed a police complaint, but officers refused to register a case. In May the extremists had warned the pastor not to conduct worship services in the area, reported the AICC.

Madhya Pradesh – Police arrested eight Christians from Blessing Youth Mission (BYM) under the state’s anti-conversion law on Sept. 12 in Katni. A source reported that Christians, including women, were on their way to visit their children at a BYM hostel. They were waiting on the railway platform when, as a Christian worker scheduled to pick them up arrived, railway police arrived and accused them of forceful conversion, blasphemy against Hindu gods and creating havoc. The charges included “deliberate and malicious acts intended to outrage religious feelings of others with acts done by several persons in furtherance of common intention.” The Christians were detained for about 20 hours and released on bail.

Karnataka – A group of unidentified men attacked St. Francis De Sales Church near Hebbagudi, Bangalore early on the morning of Sept. 10. The Global Council of Indian Christians (GCIC) reported that the men were carrying weapons and broke into the building, damaging windows. The Press Trust of India reported that statues of Infant Jesus and Mother Mary on the premises were damaged. The group also tried to burn a van parked in front of the church building. Damages were estimated at about 200,000 rupees (US$4,144), reported the GCIC. The church has filed a complaint and a First Information Report at Hebbagudi police station. Last year Karnataka, ruled by the Hindu extremist Bharatiya Janata Party, faced a series of attacks on churches in Mangalore, Bangalore, Davanagere, Kodagu and other towns.

Karnataka – Hindu extremists from the Rashtriya Swayamsevak Sangh and Shiv Sena (Religious Army) on Sept. 10 attacked a pastor identified only as Ramanjaniah, accused him of cheating people and of forceful conversion, then beat him and paraded him on the street in Tumkur. The Global Council of Indian Christian reported that the pastor was conducting a prayer meeting at a Christian’s house when the intolerant Hindus stormed into the house and assaulted him. They tore a Bible and beat, punched and kicked the pastor and continued beating him as they dragged him about one kilometer. The pastor received hospital treatment for fractures in his face and leg. The extremists pressured police to restrain the pastor from future preaching, but officers only requested the pastor inform them before he conducts worship. They promised police protection should he require it.

Madhya Pradesh – Police arrested a Christian worker for “preaching to forcefully convert people to Christianity” based on a complaint filed by the Hindu extremist Rashtriya Swayamsevak Sangh (RSS) on Sept. 8 in Barwani district. Sources reported that the RSS members dragged Gopi Krishnan of Friends Missionaries Prayer Band (FMPB) to the police station to file the complaint against him. The police booked him for joining in an assembly of more than five people after being commanded to disperse, and of abetment of the offense. Krishnan appeared before the sub-divisional magistrate the next day and was sent to Barwani district jail. He was granted bail on Sept. 10. FMPB representative Ravi Kumar told Compass that RSS members are pressuring Krishnan to leave his house before Sept. 30 or face harm. The Christian is scheduled to appear before a magistrate on Nov. 9. Local Christian leaders maintained that preaching to “forcefully convert” people does not take place in the area.

Rajasthan – About 30 Hindu extremists on Sept. 4 assaulted two Christian workers from Gospel for Asia and chased them into the jungle near Banswada. Sources reported that the extremists waylaid the two Christians as they were returning from a prayer meeting and viciously beat them and verbally abused them. The Christians fled and hid in the nearby forest. A Christian search team found the duo at midnight and gave them shelter. A Gospel for Asia representative said their names could not be disclosed for security reasons.

Orissa – Suspected Hindu extremists armed with country pistols and swords on Sept. 3 attacked Pastor Isaac Digal of Good Shepherd Community Church for holding a worship service in his house – beating him, his wife and daughter and ransacking his home in Kandhamal. The All India Christian Council reported that the extremists also took his mobile phone, bank book and ATM card. The Hindu extremists had reportedly made an earlier attempt to destroy his house and had threatened him several times. Police arrived at the scene, and the pastor filed a complaint. No arrests had been made at press time.

Andhra Pradesh – About 30 Hindu extremists attacked a pastor and a church on Aug. 30 in Mudinepalli. The All India Christian Council reported the Hindu extremists installed a microphone on the roof of the church building, and a Hindu idol in front it, as part of the Hindu Ganesh festival. Pastor Solomon Raju asked the extremists and a local official to move the mike to some other place, with the Hindu hardliners responding by disrupting the Sunday worship service and beating the pastor. He filed a police complaint. No arrests had been made at press time.

Report from Compass Direct News 

REFORMED PARTICULAR BAPTIST FELLOWSHIP

The ‘Reformed Particular Baptist Fellowship’ community (social network / group) is a Particular and Reformed Baptist Community, providing a wonderful opportunity for members to communicate, interact, contribute and fellowship with other Particular and Reformed Baptists from around the world. We also welcome other Reformed brethren to our community, but ask you to always remember that this is a ‘Baptistic’ group and it will therefore reflect the distinctives of such believers as expressed in the 1689 London Baptist Confession of Faith.

There are actually two sites in this community. This is our new and main site. The other site is at http://particularbaptist.ning.com/ (on the Ning Platform), where the community first begun. Eventually I hope to have the site completely contained here on the Grou.ps platform. Because Grou.ps allows very limited customisation of member profiles I have decided to keep the Ning site going for the time being, with the hope that members of the first site will move to Grou.ps when they are comfortable to do so (the Ning site will then be closed). Should members of the community choose to continue on both sites for the time being, it will be necessary to switch between sites, perhaps having two tabs open in your browser).

Please have a look around the site and familiarise yourself with all that is on offer. This platform is in ‘Beta’ development, meaning there is still some way to go before it is fully functional and all features are working in a stable manner (so please be patient).

I would encourage all members of the community to become actively involved and contribute regularly, thereby making our community all the stronger and vibrant.

Introducing Community Features:

At the top of the page is the directory menu if you like. These ‘buttons’ will take you to the main sections of the community and appear on most pages within the community (except at Ning of course). In brief, this is what you will find within the community at each of these locations:

• My Page: This location is a members individual profile page, including such things as a comment wall and a record of your recent activity within the community.

• Mems: This location shows all the members of the community.

• Maps: This location allows for members of the community to plot their current location on a map, etc.

• Calendar: This location allows community members to mark events on a calendar, pass on event details, etc.

• Wiki: This location is the ‘Particular Baptist Systematic Theology Encyclopedia’ wiki, which works in in a similar fashion as Wikipedia.

• Forum: This is a location to discuss various questions and topics raised by community members.

• Blog: This is a Blog that is open to all community members to post on – sort of like an ‘open mic’ type approach to Blogging.

• Files: This is a location for community members to share files with other community members, such as books, articles, slideshows, presentations, etc.

• Links: This is a place for community members to share links they have found useful.

• Photo: This is a place for community members to share photos with one another.

• Video: This is a place for community members to share videos with one another.

• Music: This is a place for community members to share music with one another.

• Groups: This is a place for community members to set up there own groups within the community – you may have a Bible Study Group, a Church Group, etc.

• Contact: This is a place to contact administration.

In short, I am very hopeful that this community location will be far superior to that of the previous. Please join and grow with us.

Visit Reformed Particular Baptist Fellowship at:
http://grou.ps/particularbaptist/home

Visit the network’s ‘parent’ web site at:
http://particularbaptist.com/

Kevin – founder of the Reformed Particular Baptist Fellowship

TURKEY: LAWYERS MOVE TO EXPAND SCOPE OF MALATYA TRIAL

Witnesses expected to connect murder of three Christians with political conspiracy.

MALATYA, Turkey, January 20 (Compass Direct News) – Lawyers in the case of three Christians who were murdered for their faith here are lining up witnesses in an effort to expand the accused from five young suspects to subversive forces at the top of state power.

Evidence in recent hearings suggests the April 2007 murders in southeast Turkey were instigated by Ergenekon, a loose collection of ultra-nationalist generals, businessmen, mafia and journalists who planned to engineer a coup d’état in Turkey.

At a hearing at Malatya’s Third Criminal Court on Friday (Jan. 16), plaintiff attorneys said they would like to call as a witness Ergun Poyraz, a journalist arrested in 2007 who has been linked to Ergenekon. Prosecuting attorneys said they believe that Poyraz, who has written inflammatory rhetoric against missionaries and accused Turkey’s prime minister of being part of a Zionist conspiracy, was not directly involved in planning the murders but has important knowledge of the players within Ergenekon.

The lawyers said they hope his testimony will help sort out the tangled web of connections and determine the role of Malatya security forces in the attack, particularly that of the chief of police in the district, Ali Osman Kahya.

“In the course of the publishing house murders, Ali Osman Kahya was the head of Malatya security forces, which is no coincidence,” said plaintiff attorney Murat Dincer. He said Kahya had been in similar positions of authority during other political murders.

Other lawyers involved in the case said they are less hopeful, believing Poyraz will only use his testimony as a platform for political grandstanding and propaganda for the political conspiracy.

“I don’t believe he will be helpful,” one legal worker told Compass. “I think he will only put on a show and manipulate the subject.”

Poyraz was arrested in 2007 for having connections to the Association for the Union of Patriotic Forces, a group whose members include military men also indicted in Ergenekon. Turkish media recently revealed that Poyraz had been keeping detailed records on high-level military officials prior to his arrest, according to Today’s Zaman national daily.

The team of plaintiff lawyers has requested Poyraz’s written statements from the Istanbul 13th Criminal Court.

The court in Malatya has sent an informal inquiry to the prosecutor of the 13th High Criminal Court of Istanbul asking if there is a concrete connection between the Ergenekon case and the Malatya murders. If the prosecutor replies positively, the Malatya court will decide whether to integrate the murder trial with the Ergenekon case.

If the cases are not integrated, then the five young suspects will likely be tried for murder in a matter of months, and all will receive life sentences, said Orhan Kemal Cengiz, who leads the team of plaintiff lawyers who represent the interests of the victims’ families.

Lawyers said they believe establishing the guilt of the suspects should be a straightforward process, but Cengiz said that if the case is integrated into Ergenekon, “then it will continue forever.”

No witnesses testified at the Friday hearing. The plaintiff team eventually hopes to bring 21 witnesses to the stand in subsequent hearings.

 

Impact on Defense

Two Turkish Christians, Necati Aydin and Ugur Yuksel, and a German, Tilmann Geske, were brutally tortured and killed at a publishing house in Malatya on April 18, 2007.

Emre Gunaydin – the suspected ringleader – along with Salih Gürler, Cuma Ozdemir, Hamit Ceker and Abuzer Yildirim, who have been in jail for the past 18 months, are accused of the murder. They were all between 19 and 21 years old at the time of the crime.

The Malatya trial judges and defense attorneys are also adjusting their legal proceedings in light of the case’s incipient expansion from a murder case to an investigation into the political conspiracy. Noting that there could have been others involved in the murder, Presiding Judge Eray Gurktekin quoted an article from the Turkish Penal Code that states a punishment can be reduced if the guilty party is found to be solicited for the crime.

“You should think about considering this,” he said to defense lawyers.

The lawyer for Gunaydin said he had reminded his client of this article, and that they wanted to pursue this legal line in the next hearing.

Plaintiff attorneys won a minor legal victory that had eluded them in earlier hearings: The hearings will now be recorded. In previous months Malatya judges refused three plaintiff requests to record the trial hearings.

In February 2008 an Istanbul court allowed the first courtroom taping of a trial hearing at the trial of Hrant Dink, a Turkish-Armenian journalist assassinated in 2007.

 

Unearthing Plot

Earlier this month, Turkish police uncovered major arms caches by excavating sites connected to Ergenekon members. Security forces believe the weapons indicated the future plans of the group and their violent activates in the past.

Two weeks ago a new wave of detentions revealed evidence that the group was planning to assassinate the prime minister, members of the Supreme Court of Appeals, and Armenian community leaders.

Older Ergenekon documents make mention of church members in Turkey in Izmir, Mersin and Trabzon. Members of those churches were attacked or killed in following years. This month a 19-year-old Muslim in Izmir was sentenced to prison for stabbing a Catholic priest in 2007.

The Ergenekon organization has been blamed for the murder of other high-profile Christians. Ergin Cinmen, the lawyer for the family of Dink, has called for an investigation into the links between Ergenekon, the Malatya massacre and the murders of Dink and Father Andrea Santoro, an Italian priest killed in Trabzon in 2006.

He made these comments in the context of recently discovered plans to attack the Armenian community of Sivas in central Turkey, according to Bianet, an online Turkish news service.

In the last year, police have arrested more than 100 people in the ongoing Ergenekon case, which has been the dominant event in Turkish media for several months.  

Report from Compass Direct News

WORLD EVANGELICAL ALLIANCE ASSEMBLY CLOSES IN THAILAND

More than 500 senior evangelical leaders gathering in Pattaya, Thailand from October 25-30, 2008, have wrapped up their General Assembly, after five days of intensive discussion to plan the way forward in world evangelization, reports Michael Ireland, chief correspondent, ASSIST News Service.

On Wednesday, delegates agreed upon six major resolutions setting out an evangelical response to religious liberty, HIV and Aids, poverty, peacemaking, creation care and the global financial crisis, according to a media release obtained by ANS.

“The worldwide financial turmoil is, at its root, evidence of what happens when too many are captivated by greed and put their faith in, and entrust their security and future aspirations to, a system animated by the maximization of wealth. Many legitimately feel betrayed,” read the resolution on the global financial crisis.

“While we hope that the painful consequences of the turmoil will be mitigated, our concern is that its impact will continue to permeate into more regions and economies of the world. We recognize that this economic crisis will have the most painful impact on the poor, who are the most vulnerable.

“We reaffirm our faith in God and acknowledge that He is in control. We repent when we have placed our trust in money, institutions and persons, rather than God. Our security is not found in the things of this world.”

The resolution called on Christians to care for the poor during the crisis and live simply and generously.

“The Body of Christ, His Church, is living with HIV,” stated the resolution on HIV, a major focus area for the World Evangelical Alliance (WEA). “With brokenness we admit that as Evangelical Christians we have allowed stigmatization and discrimination to characterize our relationships with people living with HIV. We repent of these sinful attitudes and commit to ensuring that they are changed.”

In the preamble to the resolution on the Millennium Development Goals, evangelical leaders stated, “In coping with the financial crisis of 2008, governments and international institutions have shown how quickly and effectively they can move to mobilize massive resources in the face of serious threats to our global, common economic well being.

“Yet one child dying of preventable causes every three seconds and 2.7 billion people barely sustained on an income of less than two dollars per day has yet to evoke a similar level of urgent response.

“We believe this to be an affront to God, a shame to governments and civil society, and a massive challenge to the witness and mission of the followers of Christ.”

World Evangelical Alliance (WEA) international director Dr Geoff Tunnicliffe told delegates that they faced additional challenges to fulfilling the Great Commission from radical secularism, postmodernism, declining Christianity at the same time as growing interest in spirituality, trafficking and migration.

He insisted, however, that great challenges also brought great opportunities for evangelical engagement.

“We see this tremendous growth and this seismic shift in the church around the world and we are excited to what God is doing as he raises up women and men around the world in so many different places,” he said.

“As we think about the global reality of the world in which we live, [there are] immense challenges but also immense opportunities.”

Dr Tunnicliffe also said that the WEA would remain committed to integral mission “or holistic transformation, a proclamation and demonstration of the Gospel”.

“It is not simply that evangelism and social involvement are done alongside of each other but rather in integral mission proclamation has social consequences. We call people to love and repentance in all areas of life,” he said.

He reaffirmed the WEA’s commitment to world evangelization.

“If anyone tells you that we’ve gone soft on world evangelization you can tell them that we are totally committed to world evangelization because it is only Jesus Christ that changes people’s lives,” he said.

A highlight of the week was an address from the Rev Joel Edwards, who was commissioned during the assembly as the new director of Christian anti-poverty movement Micah Challenge.

In his address, the former head of the UK Evangelical Alliance told delegates that the power to rehabilitate the word ‘evangelical’ lay in their hands.

“Whatever people think of evangelical Christians, if people are going to think differently about evangelicals the only people who can actually change their minds are evangelicals,” he said.

“We must reinvent, rehabilitate and re-inhabit what evangelical means as good news. We must present Christ credibly to our culture and we should seek to be active citizens working for long-term spiritual and social change.

“Words can change their meaning. If 420 million evangelicals in over 130 nations across the world really wanted it to happen, evangelical could mean good news.”

In another key address, the head of the Evangelical Fellowship of India, the Rev Richard Howell said that an identity anchored in Christ and a universal God was an evangelical non-negotiable in an age of pluralism.

“We have but one agenda: obedience to the Triune God revealed in Jesus Christ,” said Dr Howell. “We are evangelical Christians for the sake of God.”

“Our identity has to be related back to God. Unless we do that, we will never know who we are. Our identity comes from God and God alone.”

“The Christian belief in the oneness of God implies God’s universality, and the universality implies transcendence with respect to any given culture.

“Christians can never be first of all Asians, Africans, Europeans, Americans, Australians and then Christians.”

The assembly also heard from the Chair of the Lausanne Committee for World Evangelization (LCWE), Douglas Birdsall.

The WEA is collaborating with the LCWE in its major Cape Town 2010 meeting, which will bring together 4,000 evangelicals to assess the next steps in realizing the movement’s vision of ‘the whole church taking the whole gospel to the whole world’.

“You might ask is there a need for an international congress that deals with world evangelization,” Birdsall told the assembly. “I would say that throughout history, such a gathering is only necessary when the future of the life of the church is threatened by some type of challenge – either internal challenge or external pressure.”

The assembly also saw the launch of the WEA Leadership Institute, a brand new initiative to see the leaders of the WEA’s 128 national alliances trained to serve and proclaim Christ within some challenging contexts.

“Leading an Evangelical Alliance is not easy,” commented Dr Tunnicliffe. “That’s why we want to provide them with the relevant training and resources.”

Also commissioned during the week was the new leader of the WEA’s Religious Liberty Commission, Sri Lankan national Godfrey Yogarajah.

Dr Tunnicliffe rounded up the assembly with a call to evangelicals to keep in step with God’s work on earth.

“It is my prayer that we in our community will be women and men who live with divine purpose within our lives, that we will be good leaders envisioned by God to make a difference in the world,” he said.

“The most important thing that you can do with your [life] is to integrate it into the never ending story of God’s kingdom. God’s already at work in the world. He’s doing things. We just need to align with what He is doing.”

World Evangelical Alliance is made up of 128 national evangelical alliances located in 7 regions and 104 associate member organizations. The vision of WEA is to extend the Kingdom of God by making disciples of all nations and by Christ-centered transformation within society. WEA exists to foster Christian unity, to provide an identity, voice and platform for the 420 million evangelical Christians worldwide.

Report from the Christian Telegraph