Beware of bushfire scams: how fraudsters take advantage of those in need



Australians were also cheated out of A$400,000 last year in charity scams.
Dean Lewins/AAP

Cassandra Cross, Queensland University of Technology

There’s been an overwhelming outpouring of love and support around the world for those impacted by the bushfires, from social-media donation drives to music concerts to authors auctioning off their books.

Sadly, but unsurprisingly, we’ve also seen a number of scams directed at those who want to help, as well as victims of the fires.

In recent days, the ACCC set up a hotline dedicated to the reporting of scams associated with the bushfire crisis. The agency notes some 86 scams have been reported since the fires started in September – and counting.

While it’s difficult to believe offenders would seek to profit from other people’s generosity and heartache, this is entirely to be expected.

What types of scams are common

Research has found natural disasters are a catalyst for increased fraud schemes globally. This was the case after Hurricane Katrina in 2005, the 2011 Japanese tsunami and the 2010 earthquake in Haiti, just to name a few.




Read more:
How to donate to Australian bushfire relief: give money, watch for scams and think long term


In Australia, the current bushfire crisis has led to the creation of fake fund-raising websites, fraudulent door-knocking donation campaigns and fake calls from banks offering disaster relief funds.

In addition to the ACCC, several other consumer affairs agencies have issued warnings about these schemes.

The ongoing problem of fraud

In 2018, Australians lost over A$489.7 million to fraud. While a large part of this was through investment and romance fraud schemes ($146.5 million), Australians were also cheated out of A$210,000 in charity frauds. This increased to over A$400,000 in 2019.

The key element to fraud is lying for financial gain. Offenders will use whatever means possible to manipulate and deceive people into giving them money. This can involve obtaining money directly from a person, or by convincing victims to provide personal information to get cash through identity theft.

In charity frauds, offenders sometimes use the legitimate name of an organisation or individual to secure donations from victims, or they might use the pretext of a natural disaster or other negative event to obtain cash.

Harnessing the goodwill of strangers

Fraudsters use natural disasters in a variety of ways. They take advantage of our sense of sympathy and desire to help victims struggling through terrible events unfolding before our eyes. They also convey a sense of urgency aimed at convincing people to immediately part with their cash.

Importantly, offenders also exploit the fact people are highly motivated during times of disaster to donate money they ordinarily would not consider giving.




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It’s not about money: we asked catfish why they trick people online


Social media enables offenders to readily advertise their fraudulent schemes. With online fraud, it is often difficult for victims to authenticate email accounts, websites, individuals or organisations soliciting money. Offenders often create fake documentation to support their schemes, as well.

Social media can also be used by fraudsters in disinformation campaigns. As these posts are shared across platforms such as Facebook and Twitter, offenders can generate traction for their “charity” pitch before it is identified as fraud. By this stage, it can be too late.

Victims vulnerable in disaster recovery, too

It’s important to note the risk of fraud is not limited to the time of the actual disaster, or the immediate aftermath.

Many of those who have experienced loss or damage in the bushfires, for instance, face a long road to recovery and could be susceptible to scams at any time.

Research indicates negative life events can make a person more vulnerable to fraud. Those affected by the bushfires may find themselves the victims of fraudulent investment opportunities, romantic relationships and other schemes claiming to help them get their lives back on track.

For example, offenders may offer to assist with the negotiation of mortgage repayments with banks, obviously for a fee (large or small).

Protecting ourselves against fraud

There are steps people can take to protect themselves from scams as the bushfire crisis is unfolding – and into the future.

In the short term, it’s important to think about how we donate financially to those in need. There are many appeals that have been set up by registered charities and organisations (such as the Red Cross, the CFA, and the RFS). These are the safest ways to send money. Remember requests through social media channels and other platforms may not be genuine.

Importantly, the internet is not the only way offenders operate. Fraudsters still use the telephone and even face-to-face communication to collect money.




Read more:
From catfish to romance fraud, how to avoid getting caught in any online scam


Only call organisations you have researched to donate money and always ask for identification from those door-knocking for donations. If in doubt, don’t feel pressured to say yes and simply hang up or walk away.

In the longer term, we also need to be aware fraudsters take advantage of people when they are isolated, so it’s important to rally around family members, friends and others who are facing significant losses and feeling alone.

We need to better understand how fraud works and acknowledge anyone can be targeted. We also need to be able to talk about our vulnerabilities more openly in our homes and communities.

Fraud is an ongoing challenge globally. The current Australian bushfire crisis is simply the latest way for fraudsters to target our generosity and cause additional grief.The Conversation

Cassandra Cross, Senior Research Fellow, Faculty of Law, Cybersecurity Cooperative Research Centre, Queensland University of Technology

This article is republished from The Conversation under a Creative Commons license. Read the original article.

Muslims in Bekasi, Indonesia Oppose Another Church Building


Islamists decry ‘center of Christianization’ in West Java, where anti-Christian hostilities fester.

JAKARTA, Indonesia, October 13 (CDN) — Islamic organizations have mounted a campaign against the planned construction of Mother Teresa Catholic Church in West Java Province, where Christian leaders report 20 other churches have faced Muslim hostility since 2009.  

Muslim leaders said plans for the Mother Teresa church in the Lippo Cikarang property project in the Cikarang area will make it the largest church building in Bekasi City. Adang Permana, general chairman of the Bekasi Islamic Youth Movement, said Bekasi area Muslims oppose the church building because they fear it will become “a center of Christianization,” according to the Islamic website Hidayatullah.com.

“This church will become the center of apostasy and clearly disturb the faith of Bekasi citizens, who are mostly Muslims,” Permana said, according to the website. “In addition to rejecting this parish church, we also call for the disbanding of all unauthorized churches in Bekasi Regency [City],” he stated. A church leader, however, said area residents had approved the presence of the church.

Adang said opposition to the church was based in the Islamic roots of the city.

“Historically, sociologically, and demographically, Bekasi cannot be separated from Islam, with the cleric K.H. Noer Ali as one of the founders and developers of the city,” Adang told Hidayatullah.com. “Because of this, we reject the church.”

H.M. Dahlan, coordinator of United Muslim Action of Bekasi, also expressed fear that the church would become a center of Christianization in Bekasi.  

“Bekasi Muslims reject the presence of this church,” Dahlan said in a letter that he has circulated among mosques in the Bekasi area. In it he states that plans for the Mother Teresa church would make it the largest church building in southeast Asia. The letter has reportedly generated much unrest among area residents.

At a recent press conference, Dahlan said Unified Muslim Action of Bekasi, along with “all Muslims, mosque congregations, leaders of women’s study groups, Quranic schools, and Islamic education foundations have firmly decided to reject the construction of Mother Teresa Catholic Church in Cikarang and request that the Bekasi Regency cancel all [construction] plans.”

The Islamic groups also called on Bekasi officials to clamp down on “illegal churches” meeting in homes and shops and to block “all forms of Christianization” in the area. Local government officials frequently stall Christian applications for building and worship permits, opening the way for Islamic groups to accuse churches of being “illegal.”

The Mother Teresa church applied for a building permit in 2006, but the Bekasi government has not yet acted on the application, said a clergyman from the church identified only as Pangestu. He added that his church has met all requirements of 2006 Joint Ministerial Decrees No. 8 and No. 9, but the permit has still not been granted. The 2006 decrees require at least 60 non-Christian residents to agree to the construction of a church building, and the congregation must have at least 90 members.

The parish now worships at the Trinity School auditorium.

Pangestu said the church has provided school funds for poor children, free clinics, and food for needy neighbors.  

“There are no problems between the church and the local people,” Pangestu said.

Mother Teresa Catholic Church began worshiping on Jan. 25, 2004.  The church plans to build on an 8,000-square meter lot near Trinity School.

The objections from Islamic groups are the latest evidence of Islamic hostility to churches. Theophilus Bela, president of the Jakarta Christian Communication Forum, released a statement this week that 36 churches in Indonesia have been attacked, harassed or otherwise opposed since 2009; 20 of the churches were located in West Java, with six of those in the Bekasi area.

The list is growing, Bela said, and does not yet include recent reports of 10 churches that local authorities were opposing in Mojokerto, East Java Province, and three others that were closed down in Tembilahan, Riau Province.

Still, large-scale attacks on Christians do not happen as they did in the 1990s and before, he said.

“Now the attacks on churches happen only sporadically,” Bela reported. “In 2007 I noted 100 cases of attacks, and in 2008 the figure went down to only 40 cases, and until October 2009 I noted only eight cases of attacks on Christian churches. But with an attack on St. Albert Catholic Church on Dec. 17, 2009, the figure of cases went up again.”  

Report from Compass Direct News

Christian Forced to Sell Kidney to Pay Debt to Boss in Pakistan


Employer charges non-Muslims at least 400 percent interest.

LAHORE, Pakistan, May 14 (CDN) — A low-wage Pakistani Christian said his Muslim employer last week forced him to sell his kidney in an effort to pay off a loan his boss made at exorbitant interest rates charged only to non-Muslims.

John Gill, a molding machine operator at Shah Plastic Manufacturers in the Youhanabad area of Lahore, said he took a loan of 150,000 rupees (US$1,766) – at 400 percent interest – from employer Ghulam Mustafa in 2007 in order to send his 17-year-old daughter to college. 

“I kept paying the installments every month from my salary, but after three years I got tired of paying the huge interest on the loan,” Gill told Compass.

The employer denied that he had received payment installments from his Christian worker, although Gill said he had receipts for monthly payments.

Mustafa confirmed that he took over Gill’s home last week after giving the Christian two weeks to pay off the outstanding interest on the loan. Then, on May 6, Mustafa came to Gill’s home with “about five armed men” and transported him to Ganga Ram hospital, where they forced him to sell his kidney against his will, the Christian said.

“They sold my kidney and said that they will come next month for the rest of the money,” Gill said.

The value of the kidney was estimated at around 200,000 rupees (US$2,380), leaving Gill with outstanding debt of about 250,000 rupees (US$2,976), he said. Recovering at home, Gill said he did not know he would repay the rest of the debt.

Mustafa told Compass that Gill owed him 400 percent interest on the loan.

“I only offer 50 percent interest to Muslim employees,” he said, adding that he refused to take less than 400 percent interest from any non-Muslim.

‘Kidney Bazaar’

There was no immediate confirmation from Ganga Ram hospital. Rights groups, however, have complained that hundreds of rich foreigners come to Pakistan every year to buy kidneys from live, impoverished donors.

Kidney failure is increasingly common in rich countries, often because of obesity or hypertension, but a growing shortage of transplant organs has fueled a black market that exploits needy donors such as Gill and risks undermining voluntary donation schemes, according to Pakistan’s Kidney Foundation.

Pakistani legislation aimed at curbing trafficking in human kidneys has not ended a business that has turned the country into the world’s “kidney bazaar,” critics say.

Gill said he is trying to contact local Christian advocacy groups to help him recover and overcome his financial and spiritual difficulties. Christians are a minority in heavily Islamic Pakistan, where rights groups have lamented discrimination against Christian workers.

Report from Compass Direct News 

Unprecedented Christmas Gathering Held in Vietnam


With permission little and late, organizers work by faith to accommodate crowds.

HO CHI MINH CITY, December 14 (CDN) — On Friday evening (Dec. 11), history was made in communist Vietnam.

Christian sources reported that some 40,000 people gathered in a hastily constructed venue in Ho Chi Minh City to worship God, celebrate Christmas, and hear a gospel message – an event of unprecedented magnitude in Vietnam.

A popular Vietnamese Christian website and other reports indicated up to 8,000 people responded to the gospel message indicating a desire to follow Christ.

For the last two years, authorities surprisingly granted permission to unregistered house churches in Ho Chi Minh City to hold public Christmas rallies, and last year more than 10,000 people participated in one in Tao Dan Stadium.

This year visionary house church leaders approached the government in October and asked for a sports stadium seating 30,000; they were refused. Authorities offered a sports venue holding only 3,000, located 13 kilometers (eight miles) out of the city. This was unacceptable to the organizers. They pressed for another stadium in the city holding about 15,000, and officials gave them a verbal promise that they could have it.

The verbal promise did not translate into the written permission that is critical in the country – church leaders say such promises are empty until “we have the permission paper in our hand.” Christian leaders believed event planning had to proceed without permission and sent out invitations far and wide – only to have authorities deny the stadium they had promised.

Led by Pastor Ho Tan Khoa, chairman of a large fellowship of house church organizations, organizers were forced to look for alternatives. They found a large open field in the Go Vap district of the city. When permission was still not granted five days before the planned event, several church leaders literally camped for three days outside city hall, pressing for an answer.

Authorities, who often work to sabotage united action among Christians, tried urgently to find ways to talk the leaders out of going ahead, promising future concessions if they would cancel the event. Organizers stood firm. Ultimately they told the deputy mayor that refusal to grant permission at that point would have far-ranging, negative ramifications in Vietnam as well as internationally.

Finally, at the close of business on Dec. 9, just 48 hours before the scheduled event, officials granted permission that required clearance all the way to Hanoi. But the permission was only for 3,000 people, and many more had been invited.

Organizers had less than two days to turn a vacant field into something that would accommodate a stadium-size crowd. They had to bring in ample electricity, construct a giant stage, rent 20,000 chairs, and set up the sound and lighting. The extremely short time frame caused contractors to double the prices they would have charged with ample time.

Organizers also rented hundreds of busses to bring Christians and their non-Christian friends from provinces near the city. Thousands of students sacrificed classes to help with last-minute preparations and to join the celebration.

Just after noon on Friday (Dec. 11), word came that police had stopped busses carrying 300 Steing minority people from the west to the event scheduled for that day. Organizers, fearing all busses would be stopped, put out an emergency worldwide prayer request.

Christian sources said that authorities either did not or could not stop busses from other directions, and that by evening the venue became the biggest “bus station” in all of Vietnam. By 6 p.m. the venue was full to capacity, and at least 2,000 had to be turned away.

Christians described the event, entitled, “With Our Whole Hearts,” in superlative terms. For house churches, large gatherings are both very rare and very special, and for many this was their first glimpse of the strength of Vietnam’s growing Christian movement. Thousands of Christians joined a choir of more 1,000 singers in loud and joyful praise.

Sources said that the main speaker, the Rev. Duong Thanh Lam, head of the Assemblies of God house churches “preached with anointing” and people responding to his gospel invitation poured to the front of the stage “like a waterfall.” With space in front of the stage insufficient, the sources said, many others in their seats also indicated their desire to receive Christ.

Organizers along with many participants were overwhelmed with emotion and gratitude as the event closed. People spontaneously hugged each other and cried, “Lord, bring revival to all of Vietnam!” Other comments included, “Beyond our fondest imagination,” and, “Nothing could stop the hand of the Lord.”

The event raised more than 60 million dong (US$3,280) for a charity helping needy children. People were quite surprised to read a positive article on the event in the state-controlled press, which often vilifies Christians.

House churches in the north were hopeful that they could hold a similar event. Organizers in Hanoi have heard encouraging reports that they will get permission to use the national My Dinh sports stadium for a Christmas celebration, though they do not have it in hand. Sources said they have sent out invitations across a broad area to an event scheduled for Dec. 20.

Friday’s event also made history in that it was streamed live on the Vietnamese website www.hoithanh.com and viewed by thousands more in Vietnam and by Vietnamese people around the world.

Report from Compass Direct News 

SRI LANKA: PARLIAMENT TO VOTE ON ANTI-CONVERSION LAWS


Draft ‘Bill for the Prohibition of Forcible Conversions’ enters final phase.

COLOMBO, Sri Lanka, January 26 (Compass Direct News) – The Sri Lankan Parliament may soon enact laws designed to restrict religious conversions.

A standing committee assigned to consider a draft “Bill for the Prohibition of Forcible Conversions” presented its report to Parliament on Jan. 6, suggesting minor amendments that clear the way for a final vote in February. The provisions of the bill criminalize any act to convert or attempt to convert a person from one religion to another religion by the use of force, fraud or allurement. Those found guilty of breaking the law could be imprisoned for up to seven years and/or fined up to 500,000 rupees (US$4,425).

The Ven. Omalpe Sobitha Thero, a member of the Buddhist Jathika Hela Urumaya party (JHU or National Heritage Party), first proposed the draft in 2004. While the JHU claims the bill is designed to stop unethical conversions, civil rights groups and Christian churches say it will infringe on the constitutional rights of freedom of religion and legitimize harassment of religious minorities.

Buddhists form a 70 percent majority in Sri Lanka, with Roman Catholics constituting 7 percent and Protestant Christians only 1 percent of the population.

After the first reading of the bill in Parliament in August 2004, 22 petitions were filed in the Supreme Court challenging the validity of the draft legislation.

The Supreme Court determined the draft bill to be valid except for clauses 3 and 4(b), which it deemed unconstitutional. These clauses required any person who converted or participated in a religious conversion ceremony to report to a government official and prescribed punishment for failure to report such conversions.

The draft was then referred to a parliamentary standing committee for further review. In its report, presented to the House on Jan. 6, the committee made a few amendments to the original draft in keeping with Supreme Court recommendations. The most notable amendment was the deletion of the need to report conversions and the punishment prescribed for not reporting them.

These amendments paved the way for the draft bill to be passed by a simple majority vote when it is presented for a final reading in Parliament this February.

Chief Opposition Whip Joseph Michael Perera, however, has requested a two-day debate on the draft bill on grounds that it would affect all religions.

 

Fulfilling Campaign Promises

The JHU, founded and led by Buddhist clergymen, made anti-conversion legislation a cornerstone of its debut election campaign in 2004, when it won nine seats in Parliament. With the possibility of an early general election this year, the bill has become a matter of political survival for the JHU.

At a press briefing on Jan. 7, Ven. Ellawela Medhananda Thero, a Buddhist monk and Member of Parliament representing the JHU, called on all political parties to vote in favor of the bill.

“People expected us to fulfill two goals,” he said. “One was to end unethical conversions and the other was to liberate the country from the Liberation Tigers of Tamil Eelam. That is why we entered politics.”

Ven. Medhananda Thero added that the purpose of the bill was to protect all major religions in the country from fundamentalists and unethical conversions.

Sri Lanka’s Christian community and civil rights groups have strongly objected to the draft legislation. Far from stemming alleged forced conversions, they claim the bill will become a weapon of harassment through misapplication, limiting the fundamental rights of thought, conscience and religion. These rights include the right to adopt a religion and the right to practice, observe and teach religion.

The National Christian Evangelical Alliance of Sri Lanka (NCEASL) said in a recent press statement that, “It is our gravest concern that this bill will grant legal sanction for the harassment of religious communities or individuals, and offer convenient tools of harassment for settling personal disputes and grudges, totally unrelated to acts of alleged ‘forced’ conversion.”

 

Banning Compassion

According to Section 2 of the draft bill, the offer of any temptation such as a gift, cash or any other gratification to convert or attempt to convert a person from one religion to another is punishable with up to seven years of prison and a maximum fine of 500,000 rupees (US$4,425) – equal to approximately three years’ wages for the average Sri Lankan citizen.

Sri Lankan Christians have repeatedly expressed concern that key sections of the draft bill are open to wide and subjective interpretation that could criminalize not only legitimate religious activity but also legitimate social action by faith-based organizations or individuals.

“A lady who heads a charitable trust caring for orphans asked if she could be charged under this law, since she is a Christian and some of the children she cares for are not,” a lawyer told Compass. “Many people will now think twice before helping the poor or needy, for fear of being accused of committing a criminal act.”

Ironically, on June 4, 2008, in his address to the new Sri Lankan ambassador to the Holy See, Pope Benedict XVI had acknowledged the Sri Lankan government’s appreciation of the Catholic Church’s charity work in the country.

“Such action is a concrete example of the Church’s willing and prompt response to the mission she has received to serve those most in need,” he said. “I commend any future measures which will help guarantee that Catholic hospitals, schools and charitable agencies can continue to care for the sick, the young and the vulnerable regardless of ethnic or religious background.”

He went on to assure the government that “the Church will continue in her efforts to reach out with compassion to all.”

On Jan. 8, at his traditional New Year meeting with all ambassadors to the Holy See, the pope appeared to be addressing concerns over anti-conversion legislation.

“The Church does not demand privileges, but the full application of the principle of religious freedom,” he said. He also called on Asian governments to ensure that “legislation concerning religious communities guarantees the full exercise of this fundamental right, with respect for international norms.”

Since the first draft anti-conversion bill was presented to Parliament in 2004, the National Christian Council of Sri Lanka, NCEASL and Catholic Bishops Conference of Sri Lanka have repeatedly called for an alternative solution based on inter-faith dialogue with fair representation of all religious communities.

“Enactment of laws to regulate something as intrinsically personal as spiritual beliefs will not contribute towards resolving disagreements and promoting religious harmony,” said Godfrey Yogarajah, executive director of the World Evangelical Alliance Religious Liberty Commission. “On the contrary, it will create mistrust and animosity.”  

Report from Compass Direct News